{"id":9061,"date":"2016-04-26T10:44:19","date_gmt":"2016-04-26T10:44:19","guid":{"rendered":"http:\/\/imonazare.com\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao-2\/"},"modified":"2016-04-26T10:44:19","modified_gmt":"2016-04-26T10:44:19","slug":"menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao","status":"publish","type":"post","link":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/","title":{"rendered":"Fewer restrictions on banks for mortgage lending"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p>According to the results of April 2016 survey of five banking groups in the Portuguese sample, loans to non-financial private sector award criteria have remained, overall, relatively stable terms in the first quarter of 2016. However, for second quarter 2016, two institutions are planning to adopt a slightly less restrictive criteria on housing loans and most institutions foresees a slight increase in demand for loans for house purchase.<\/p>\n<p>The survey also reveals that the increase in housing loan demand is associated with better prospects for the housing market, the general level of interest rates and consumer confidence. Four institutions also noted that the negative rate contributed to the low interest rates applied both on corporate loans and in loans to households for house purchase.<\/p>\n<p>Most banks also did not indicate a negative impact of interest rate spreads, commissions, or in the volume of loans granted to companies and individuals for housing and consumption.<\/p>\n<p>Not\u00edcia do Di\u00e1rio Imobili\u00e1rio.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; According to the results of April 2016 survey of five banking groups in the Portuguese sample, loans to non-financial private sector award criteria have remained, overall, relatively stable terms in the first quarter of 2016. However, for second quarter 2016, two institutions are planning to adopt a slightly less restrictive criteria on housing loans [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":9056,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[7],"tags":[],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fewer restrictions on banks for mortgage lending<\/title>\n<meta name=\"description\" content=\"The Bank of Portugal announced that the 2nd quarter of 2016, some banks will impose fewer restrictions on housing lending and will increase the number of loans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fewer restrictions on banks for mortgage lending\" \/>\n<meta property=\"og:description\" content=\"The Bank of Portugal announced that the 2nd quarter of 2016, some banks will impose fewer restrictions on housing lending and will increase the number of loans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/\" \/>\n<meta property=\"og:site_name\" content=\"Portugal Agent\" \/>\n<meta property=\"article:published_time\" content=\"2016-04-26T10:44:19+00:00\" \/>\n<meta name=\"author\" content=\"info@imonazare.pt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"info@imonazare.pt\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/\"},\"author\":{\"name\":\"info@imonazare.pt\",\"@id\":\"https:\/\/portugalagent.com\/en\/#\/schema\/person\/c6c7df322d2649cc7a1e8dc30315710c\"},\"headline\":\"Fewer restrictions on banks for mortgage lending\",\"datePublished\":\"2016-04-26T10:44:19+00:00\",\"dateModified\":\"2016-04-26T10:44:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/\"},\"wordCount\":165,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/portugalagent.com\/en\/#organization\"},\"articleSection\":[\"news\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/\",\"url\":\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/\",\"name\":\"Fewer restrictions on banks for mortgage lending\",\"isPartOf\":{\"@id\":\"https:\/\/portugalagent.com\/en\/#website\"},\"datePublished\":\"2016-04-26T10:44:19+00:00\",\"dateModified\":\"2016-04-26T10:44:19+00:00\",\"description\":\"The Bank of Portugal announced that the 2nd quarter of 2016, some banks will impose fewer restrictions on housing lending and will increase the number of loans.\",\"breadcrumb\":{\"@id\":\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/portugalagent.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fewer restrictions on banks for mortgage lending\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/portugalagent.com\/en\/#website\",\"url\":\"https:\/\/portugalagent.com\/en\/\",\"name\":\"Portugal Agent\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/portugalagent.com\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/portugalagent.com\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/portugalagent.com\/en\/#organization\",\"name\":\"Portugal Agent\",\"url\":\"https:\/\/portugalagent.com\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/portugalagent.com\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/portugalagent.com\/wp-content\/uploads\/2020\/11\/portugalagent.svg\",\"contentUrl\":\"https:\/\/portugalagent.com\/wp-content\/uploads\/2020\/11\/portugalagent.svg\",\"caption\":\"Portugal Agent\"},\"image\":{\"@id\":\"https:\/\/portugalagent.com\/en\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/portugalagent.com\/en\/#\/schema\/person\/c6c7df322d2649cc7a1e8dc30315710c\",\"name\":\"info@imonazare.pt\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/portugalagent.com\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7639f7443397461ac5688ed1f026f318?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7639f7443397461ac5688ed1f026f318?s=96&d=mm&r=g\",\"caption\":\"info@imonazare.pt\"},\"sameAs\":[\"niklas@portugalagent.com\"],\"url\":\"https:\/\/portugalagent.com\/en\/author\/infoimonazare-pt\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fewer restrictions on banks for mortgage lending","description":"The Bank of Portugal announced that the 2nd quarter of 2016, some banks will impose fewer restrictions on housing lending and will increase the number of loans.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/","og_locale":"en_US","og_type":"article","og_title":"Fewer restrictions on banks for mortgage lending","og_description":"The Bank of Portugal announced that the 2nd quarter of 2016, some banks will impose fewer restrictions on housing lending and will increase the number of loans.","og_url":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/","og_site_name":"Portugal Agent","article_published_time":"2016-04-26T10:44:19+00:00","author":"info@imonazare.pt","twitter_card":"summary_large_image","twitter_misc":{"Written by":"info@imonazare.pt","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/#article","isPartOf":{"@id":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/"},"author":{"name":"info@imonazare.pt","@id":"https:\/\/portugalagent.com\/en\/#\/schema\/person\/c6c7df322d2649cc7a1e8dc30315710c"},"headline":"Fewer restrictions on banks for mortgage lending","datePublished":"2016-04-26T10:44:19+00:00","dateModified":"2016-04-26T10:44:19+00:00","mainEntityOfPage":{"@id":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/"},"wordCount":165,"commentCount":0,"publisher":{"@id":"https:\/\/portugalagent.com\/en\/#organization"},"articleSection":["news"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/","url":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/","name":"Fewer restrictions on banks for mortgage lending","isPartOf":{"@id":"https:\/\/portugalagent.com\/en\/#website"},"datePublished":"2016-04-26T10:44:19+00:00","dateModified":"2016-04-26T10:44:19+00:00","description":"The Bank of Portugal announced that the 2nd quarter of 2016, some banks will impose fewer restrictions on housing lending and will increase the number of loans.","breadcrumb":{"@id":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/portugalagent.com\/en\/menos-restricoes-dos-bancos-para-concessao-de-credito-a-habitacao\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/portugalagent.com\/en\/"},{"@type":"ListItem","position":2,"name":"Fewer restrictions on banks for mortgage lending"}]},{"@type":"WebSite","@id":"https:\/\/portugalagent.com\/en\/#website","url":"https:\/\/portugalagent.com\/en\/","name":"Portugal Agent","description":"","publisher":{"@id":"https:\/\/portugalagent.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/portugalagent.com\/en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/portugalagent.com\/en\/#organization","name":"Portugal Agent","url":"https:\/\/portugalagent.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/portugalagent.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/portugalagent.com\/wp-content\/uploads\/2020\/11\/portugalagent.svg","contentUrl":"https:\/\/portugalagent.com\/wp-content\/uploads\/2020\/11\/portugalagent.svg","caption":"Portugal Agent"},"image":{"@id":"https:\/\/portugalagent.com\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/portugalagent.com\/en\/#\/schema\/person\/c6c7df322d2649cc7a1e8dc30315710c","name":"info@imonazare.pt","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/portugalagent.com\/en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7639f7443397461ac5688ed1f026f318?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7639f7443397461ac5688ed1f026f318?s=96&d=mm&r=g","caption":"info@imonazare.pt"},"sameAs":["niklas@portugalagent.com"],"url":"https:\/\/portugalagent.com\/en\/author\/infoimonazare-pt\/"}]}},"_links":{"self":[{"href":"https:\/\/portugalagent.com\/en\/wp-json\/wp\/v2\/posts\/9061"}],"collection":[{"href":"https:\/\/portugalagent.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portugalagent.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portugalagent.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/portugalagent.com\/en\/wp-json\/wp\/v2\/comments?post=9061"}],"version-history":[{"count":0,"href":"https:\/\/portugalagent.com\/en\/wp-json\/wp\/v2\/posts\/9061\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portugalagent.com\/en\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/portugalagent.com\/en\/wp-json\/wp\/v2\/media?parent=9061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portugalagent.com\/en\/wp-json\/wp\/v2\/categories?post=9061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portugalagent.com\/en\/wp-json\/wp\/v2\/tags?post=9061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}